Chapter 7

Chapter 7 bankruptcy may be the appropriate filing tool for you if you are suffering from unmanageable credit card debt, medical bills, motor vehicles surcharges, loans and certain tax debts. If you are seeking to eliminate burdensome debt, contact an experienced Chapter 7 bankruptcy attorney today to clear your debts.

Do not be intimidated by the choice to file for bankruptcy. Our firm can provide you with the bankruptcy information YOU need to make the right decision. If you have felt the burden of financial stress affecting your life, you can relieve yourself of debt and get on with your life. Do not wait to contact us regarding this important financial matter.

A Chapter 7 bankruptcy is useful if:

    * you do not have a significant amount of equity in your home

    * you have unmanageable credit card debt

    * you cannot pay your medical bills

    * you do not have valuable assets that you are seeking to protect

    * your driving privileqes have been revoked based on your failure to pay motor vehicles surcharges

    * you cannot pay back personal loans

Do not waste time and resources on debt reduction services.

Many people using profit and nonprofit reduction or counseling services spend years on service fees and still have to file for bankruptcy. Do not invest your time and resources in a futile endeavor. File for bankruptcy now and save time and money.

You can file for Chapter 7 bankruptcy even if you own a home. Even if you own a home, you can file for Chapter 7 bankruptcy. If you are a homeowner without a significant amount of equity, you may still be able to file for Chapter 7 debt elimination.

If you have over a certain amount of equity in your home or in your assets, you may have to file for Chapter 13. We can help you determine which option is best for you.

Filing for personal bankruptcy is an important life decision. Whether your goal is to eliminate all of your debt, save your home from foreclosure, we can assist you.

Contact an experienced New Jersey bankruptcy lawyer today and find the solutions to your financial problems. Call for a free consultation at (201) 489-5500

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  • Things had been going from awful to dire. I didn’t think there was a chance to keep my house, let alone my business and my wife. I’ve kept everything - and it’s thanks to you. I thought I’d have to see a judge. But going with you for my 341(a) meeting was not scary at all. You made the experience tolerable and understandable. God bless you.

  • You held my hand and walked me through this mess. I will be forever grateful. I’m still and my new job and things are really looking up. Your entire office made things such a easy experience.

    Mr. & Mrs. L

  • Thank you for everything. I knew the moment I met you that things were going to get better. You put me at ease. I was initially really embarrassed to file for bankruptcy.... but you made me understand that this was my right and it’s all about going forward. Thank you again.

    Melissa & George